Best Shopping Credit Cards 2025

Find the best shopping credit cards for both online and offline payments. Earn airmiles, cashback, cash rebate when you shop with it. Read More
We found 43 Credit Cards for you!
UOB Lady's Card
MoneySmart Exclusive
Up to 10 Miles per S$1 spent
Base Earn Rate
S$5 = 1X UNI$ (or 0.4 miles per S$1)
Category of Choice
S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
Min. Spend
S$0

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 14 Mar 2025 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | 10X POINTS FOR SPENDS
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles

Get S$370 Cash or 5,040 SmartPoints , and a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth S$65) in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
Earn 1.5% Unlimited Cashback
Promotion ends in
on Eligible spend
1.5% Cash Back
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
OCBC 365 Credit Card
MoneySmart Exclusive
High Spend on Dining
Cashback on Everyday Dining
5%
with min. spend of $1,600 per month
Unlock up to $160 Cashback
with min. spend of $800 per month
$80 Cashback per month

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
HSBC Live+ Card
MoneySmart Exclusive
Up to 8% Cashback | Instant Activation*
on Dining, Shopping and Entertainment
8% Cashback*
on fuel at Caltex and Shell gas stations in Singapore
5% Cashback*
on All Other Spends
0.3% Cashback*

Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
UOB One Card
MoneySmart Exclusive
UPSIZED CASHBACK | Up to 20% Cashback!
Cash Back at Shopee Singapore
Up to 20%
Cashback Cap per quarter
Up to S$500
Min. Spend per month
S$500

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new UOB credit card customers to apply and spend S$1,000/month for 2 consecutive months. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
Citi Cash Back+ Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UNLIMITED 1.6% CASHBACK
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
OCBC Rewards Credit Card
MoneySmart Exclusive
Earn up to 4 miles per S$1 spent
on Eligible Local and Overseas Spend
S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
on All Other Spend
S$1 = 1 OCBC$
with 3,500 OCBC$
S$10 Robinsons Voucher

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
 HSBC Advance Credit Card
MoneySmart Exclusive
Earn up to 2.5% Cashback | Instant Activation*
Base Cashback
1.5%
Cashback when you spend more than S$2,000
2.5%
Cashback Cap per month
S$70

Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
OCBC INFINITY Cashback Card
MoneySmart Exclusive
Earn 1.6% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited

Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899) from our Rewards Store.

Valid until 01 Mar 2025 - See more details below
Apply Now
CIMB World Mastercard
Online Promo
Earn up to 2% unlimited cashback!
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Cashback
S$1,000
Cash Rebate cap
Unlimited
Online Promo:
Get up to S$188 Cashback when you spend a minimum of S$988 in Eligible Transactions within 60 days from card approval date. T&Cs apply.
Valid until 31 Jul 2025 - See more details below
Apply Now
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 45k Miles Offer
for every S$1 spend on Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow when you apply and spend S$500 within 30 days from card approval date! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Cash Back on Eligible Spend
1.7%
Min. Spend per month
S$0
Cash Back Cap
Unlimited

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new UOB credit card customers to apply and spend S$1,000/month for 2 consecutive months. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
FASTER REWARD FULFILMENT | UP TO 8% CASHBACK
Cash Back on Groceries, Petrol & Private Commute
Up to 8%
Total Cash Back Cap, per month
S$80
Min. Spend to unlock the 8% Cashback
S$800

Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 16 Mar 2025 - See more details below
Apply Now
UOB EVOL Credit Card
MoneySmart Exclusive
Up to 10% Cashback
on Online, Mobile Contactless, Overseas in-store FX spend
10% Cashback
Cash Back Cap per month
Up to S$80
Min. Spend per month
S$800

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants IN AS FAST AS 1-2 MONTHS when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get S$350 cash credit when you’re among the first 200 new UOB credit card customers to apply and spend S$1,000/month for 2 consecutive months. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
Standard Chartered Journey Credit Card (No Annual Fee)
MoneySmart Exclusive
Annual Fee Waived
for every S$1 spend on Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$180 Cash via PayNow when you apply and spend S$500 within 30 days from card approval date! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
 
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.

Valid until 04 Mar 2025 - See more details below
Apply Now
POSB Everyday Card
Online Promo
Earn Cash Rebates that Never Expire
Cash Rebates at POPULAR
Up to 8%
Cash Rebates on Online Shopping
Up to 5%
Cash Rebate at Pet Lovers Centre
Up to 3%
Online Promo:
Get S$300 Cashback when you apply and make the min. spend of S$800 within 60 days of card approval. T&Cs apply.
Valid until 30 Apr 2025 - See more details below
Apply Now
American Express Platinum Credit Card
Online Promo
Membership Benefits worth more than S$1,600!
for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
10 Membership Rewards Points
for every full S$1.60 spend on All Other Spend
2 Membership Rewards Points
Purchase Protection*
90 days
Online Promo:
Get S$200 Statement Credits when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.

Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
Valid until 28 May 2025 - See more details below
Apply Now
UOB PRVI Miles American Express Card
MoneySmart Exclusive
Earn up to 8 Miles per S$1
on agoda and Expedia bookings via UOB PRVI Miles website.
S$1 = Up to 8 miles
on Overseas Spend
S$1 = Up to 3 miles
on Local Spend
S$1 = 1.4 miles

[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers + a 1-month Circles.Life Borderless Plan (worth S$70) IN AS FAST AS 1-2 MONTHS for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants when you apply! No min. spend is required! T&Cs apply.
 
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
 
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. T&Cs apply.

Valid until 14 Mar 2025 - See more details below
Apply Now
American Express The Platinum Card®
Online Promo
Membership Benefits worth more than S$8,000!
for every S$1.60 spent
Earn 2 Membership Rewards® points
for every S$1.60 spent with 10Xcelerator by Membership Rewards®
Earn 20 Membership Rewards® points
on Membership Rewards® Points
No Expiry Date
Online Promo:
Receive 160,000 Membership Rewards® points, with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval. T&Cs apply.
Valid until 28 May 2025 - See more details below
Apply Now

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Best Online Shopping Credit Cards in Singapore

Online shopping credit card Earn rateReward categories
Citibank Rewards Card S$1 = 4 miles Online shopping (excl. travel)
DBS Woman’s World Card S$1 = 4 miles All online spending

Citibank Lazada Card

An obvious choice for loyal Lazada shoppers, the Citi Lazada credit card gives its users free LiveUp membership, shipping rebates, plus a whopping 12X rewards points (4.8 miles per S$1) on Lazada purchases until Feb 2020 (10X thereafter). But it excludes RedMart purchases and most other online shopping.

Citibank Rewards Card

For online shoppers who don’t want to be tied down to a specific site, the Citibank Rewards Card is a better choice. It offers 10X rewards (4 miles per S$1 spent) on all online shopping, including Grab and food delivery apps but excluding travel bookings. Bonus points capped at S$1,000 of online spending a month.

DBS Woman’s World Card

Higher earners and spenders may wish to consider the DBS Woman’s World Card, which has an S$80,000 annual income requirement (and is open to men too). It also offers 10X rewards (or 20 miles per S$5 spent) on a huge range of online shopping and purchases, including travel, capped at S$2,000 a month.

Discover Other Best Credit Cards For Online Shopping Here!

Miles, rewards or cashback: Which is best for online shoppers?

Not sure which type of credit card you should choose for online shopping? It all depends on how you like to be rewarded, and your spending habits. Generally, cashback credit cards are best for regular, consistent spending, such as groceries, petrol, bills and so on. This is because they either have a minimum spending requirement or a cashback cap, or both. Rewards cards, on the other hand, are more flexible. There is no minimum spending requirement, and you can exchange the rewards points for miles or vouchers once you have accumulated enough. However, most rewards cards have a monthly expenditure cap of S$1,000, so they are not suitable for big spenders. Air miles cards tend to have less attractive earn rates than rewards cards for online shopping. However, if most of your online spending is on travel bookings, consider miles cards that offer promotional earn rates with partner sites like Agoda, Expedia, etc.

What about credit card online shopping promotions?

Apart from these credit cards’ rebates or rewards structure, you may also want to check if the issuing bank has any good promotional tie-ups with your favourite shopping websites. For example, each bank has exclusive long-term promotions with Lazada, Shopee and other online marketplaces. Those who shop frequently on such platforms may like to check what sort of discount or promo code that credit card can offer. Most of these promo codes or vouchers can be combined with your credit card rebates or points, which can double the online shopping discount you finally get.