Compare the Best Travel Credit Card in Singapore 2024

Find the best travel credit card in Singapore that offers air miles, lounge access, hotel discounts, complimentary travel insurance and more. Read More
We found 11 Credit Cards for you!
Sponsored
Maybank Family & Friends Card
MoneySmart Exclusive
Earn up to 8% Cashback
globally on 5 preferred cashback categories
Up to 8% Cashback
on Malaysian Ringgit and Indonesia Rupiah spend
Up to 8% Cashback
Cashback Per Month
Up to S$150

[EXCLUSIVE ADDITIONAL GIFTS FOR MONEYSMART APPLICANTS]
Get S$30 Changi Rewards Flexi e-Voucher +S$20 iShopChangi voucher (worth S$50) when are the first 500 approved applicants to apply & spend a min. of S$1,300 within 2 months from card approval date!
 
The rest will receive a S$20 iShopChangi voucher! T&Cs apply.
 
PLUS get S$200 Cashback or a Samsonite ENOW SPINNER 69/25 Luggage (worth S$570) from Maybank when you meet the spend criteria! T&Cs apply.

Valid until 15 Nov 2024 - See more details below
Apply Now
Citi PremierMiles Card
MoneySmart Exclusive
UPSIZED REWARDS & LUCKY DRAW | EXCLUSIVE TO CITI
on Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = up to 2.2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store! Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards.

Valid until 23 Oct 2024 - See more details below
Apply Now
HSBC TravelOne Card
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
Promotion ends in
on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary

Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
 
Use 2,990 SmartPoints to redeem your favourite product from our Rewards Store today. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get an Apple iPad Wi‑Fi 64GB (9th Generation) at only S$210 on top of your earned SmartPoints.

Valid until 20 Oct 2024 - See more details below
Apply Now
Standard Chartered Journey Credit Card (Annual Fee Payable)
MoneySmart Exclusive
Up to 45k Miles Offer
for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
S$1 = 3 Miles
for all Eligible Foreign Spends
S$1 = 2 Miles
for all Eligible Local Spends
S$1 = 1.2 Miles

Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
 
PLUS earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.

Valid until 31 Oct 2024 - See more details below
Apply Now
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Online Promo
Accelerated Upgrade to KrisFlyer Elite Gold Member
on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
S$1 = 2 KrisFlyer miles
on eligible Grab Singapore transactions
S$1 = Up to 2 KrisFlyer miles
on all other eligible purchases
S$1 = 1.2 KrisFlyer miles
Online Promo:

New to American Express Card Members can receive up to 38,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.

Existing American Express Card Members can receive up to 28,000 KrisFlyer miles. T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
Standard Chartered Simply Cash Credit Card
MoneySmart Exclusive
2% UPSIZED CASHBACK | EXCLUSIVE TO MONEYSMART ONLY
Cash Back on Eligible spend
Up to 2%*
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$370 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs applyUse SmartPoints to redeem your favourite product from our Rewards Store today.
 
For a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$500! Only for MoneySmart applicants! 

Valid until 17 Oct 2024 - See more details below
Apply Now
Citi Rewards Card
MoneySmart Exclusive
UPSIZED REWARDS & LUCKY DRAW | EXCLUSIVE TO CITI
on Online & Shopping Purchases
S$1 = 10X Points
for all other purchases
S$1 = 1X Points
Rewards Conversion
10X Points = 4 Miles

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.

Valid until 23 Oct 2024 - See more details below
Apply Now
Citi Cash Back+ Card
MoneySmart Exclusive
UPSIZED REWARDS & LUCKY DRAW | EXCLUSIVE TO CITI
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap per month
Unlimited

Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
 
Use 6,140 SmartPoints to redeem any product on our Rewards Store. Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.

Valid until 23 Oct 2024 - See more details below
Apply Now
UOB PRVI Miles American Express Card
Online Promo
Earn up to 6.6 Miles per S$1
on agoda & Expedia bookings via UOB PRVI Miles website
S$1 = Up to 6.6 miles
on spend in Indonesia, Malaysia, Thailand & Vietnam
S$1 = 3 miles
on Other Overseas Spend
S$1 = 2.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
UOB PRVI Miles Visa Card
Online Promo
Earn up to 6.6 Miles per S$1
on agoda & Expedia bookings via UOB PRVI Miles website
S$1 = Up to 6.6 miles
on spend in Indonesia, Malaysia, Thailand & Vietnam
S$1 = 3 miles
on Other Overseas Spend
S$1 = 2.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now
UOB PRVI Miles Mastercard Card
Online Promo
Earn up to 6.6 Miles per S$1
on agoda & Expedia bookings via UOB PRVI Miles website
S$1 = Up to 6.6 miles
on spend in Indonesia, Malaysia, Thailand & Vietnam
S$1 = 3 miles
on Other Overseas Spend
S$1 = 2.4 miles
Online Promo:
Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who pay 1st year Annual Fee
 
OR get up to 38,000 miles for new-to-UOB Credit Cardmembers with 1st year Annual Fee waived (Capped at first 50 eligible cardmembers monthly). T&Cs apply.
Valid until 31 Oct 2024 - See more details below
Apply Now

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Popular Travel Credit Cards in Singapore 2024

Finding the right travel credit card can unlock a world of perks, savings, and rewards. Whether you're a frequent flyer or planning that dream vacation, using the best travel credit card can make all the difference in how far your money and miles can go.

Here's all the essential things you need to know about travel credit cards in Singapore for 2024, including benefits, tips on maximising them, and the top cards to consider.

What Is A Travel Credit Card & How It Works

A travel credit card is a valuable tool for frequent travelers. It allows you to earn rewards on your everyday purchases, which can be redeemed for various travel expenses like flights, hotels, and car rentals.


These cards often offer additional benefits tailored to travellers, such as trip insurance, airport lounge access, hotel status upgrades, and waived baggage fees. Some even waive foreign transaction fees, making them ideal for international travel.


The primary advantage of a travel credit card is the ability to accumulate travel rewards through your everyday spending. Unlike other rewards cards, these points or miles can be directly redeemed for travel-related expenses, providing a convenient and cost-effective way to fund your adventures.

Airline Credit Cards

Airline credit cards offer a direct link to your preferred airline's frequent flyer program. Miles earned on purchases are automatically deposited into your account, making it easy to accumulate rewards for flights. To redeem your miles for an award flight, simply follow the airline's frequent flyer program guidelines.Many travel cards are co-branded with airlines, meaning the issuer partners with a specific loyalty program, while managing the card’s operations.

Hotel Credit Cards

Similar to airline credit cards, hotel credit cards directly contribute to your hotel loyalty program. Points earned are credited to your account monthly, allowing you to redeem them for hotel nights, room upgrades, or other program benefits. The redemption process is typically straightforward and aligns with the hotel's loyalty program rules.

General Travel Credit Cards

General travel credit cards offer rewards in a currency specific to the card issuer. For instance, American Express Membership Rewards points are earned and stored within your credit card account. These cards often provide a redemption portal where you can exchange points for statement credits, cash back, gift cards, or merchandise. The value of points varies by redemption type, with travel purchases typically offering the best value.

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Should You Get A Travel Credit Card?

Travel credit cards can be a valuable asset for regular travellers who can take full advantage of their rewards and perks. The potential returns are particularly attractive when redeeming points for premium cabin flights or leveraging advantageous options in hotel and airline loyalty programs.

Frequent travellers

The advantages of a travel credit card can be significant for frequent travellers. Moreover, if you have a strong preference for a specific airline or hotel chain, it’s wise to consider their co-branded credit cards. These cards not only help you earn points and miles but also provide unique benefits tailored to that airline or hotel.

Non-frequent travellers

On the other hand, those who do not travel often and don’t utilise the card's benefits, may find it challenging to justify the annual fees associated with a travel credit card. Rather than earning travel-specific rewards, there may be more benefits in using a cashback card that gives you straightforward cash returns without any conditions.

Benefits Of Travel Credit Cards

Here are some of the key benefits which you can look forward to when you own a travel credit card and use it for your trips.

Air miles accumulation

Maximize your travel rewards by earning air miles for every dollar you spend. Accumulate miles faster and enjoy exclusive access to frequent flyer programs, allowing you to redeem flights sooner and explore a world of travel benefits.

Exclusive travel privileges

Enjoy perks like complimentary airport lounge access, priority boarding, hotel room upgrades, late check-outs, and complimentary amenities to enhance your stay.

Reward points accumulation

Some cards like Maybank Family and Friends Card offer 1.2 miles per S$1 spent locally and 2.4 miles overseas, while options like the Standard Chartered Journey Card provide higher reward rates, and the AMEX SIA KrisFlyer Ascend Card allows direct mile earning.

Travel insurance coverage

Many travel credit cards like Citi PremierMiles, DBS Altitude, UOB PRVI Miles and AMEX KrisFlyer offer free travel insurance, which can cover medical emergencies, trip cancellations, and lost luggage.

Discounted travel bookings

Save on flights, hotels, car rentals, and travel packages by booking with your card’s travel partners, and enjoy flexible rewards that can be transferred to airline or hotel loyalty programs for maximum value when redeeming.

Foreign currency fee waivers

Cards like DBS Altitude Amex, Citi PremierMiles and Standard Chartered Journey Card waive the foreign transaction fees when you spend overseas, saving you a certain percentage on your purchases.

Opportunities to get a better credit score

If you already have a personal loan or home loan, having a travel credit card can give you a greater mix of different credit accounts, which can demonstrate a well-managed credit profile.

Frequently Asked Questions About Travel Credit Cards

Should I get a travel credit card?

Yes and no. It depends on how frequently you travel and your travelling needs. Travel credit cards can be beneficial for you if you travel often as you’ll be able to utilise the rewards and benefits. However, if you don't travel often or won't take advantage of these features, the annual fees might not be worth it.

Which are the best travel credit cards in Singapore?

There's no "best" travel credit card as it depends on your travel preferences and spending patterns. However, popular options in Singapore include the Maybank Family and Friends Card, Citi PremierMiles, and HSBC TravelOne. These cards offer competitive rewards rates, travel insurance, and other perks.