- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Apply and redeem any of these rewards
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Get S$350 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Apply and redeem any of these rewards
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[Up to S$420 Rewards!]
Get S$299 Cash via PayNow + $51 eCapita Voucher (total worth S$350) or 5,000 SmartPointswhen you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.

- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- on your preferred category
- Up to 15% Cashback
- on all other eligible spend
- Unlimited 1% Instant Cashback
- FX Fees
- 0%
Earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. T&Cs apply.
- into Tower Club
- Complimentary Access
- to 1,400 Lounges such as The Centurion Lounge
- Complimentary Access
- at some of the finest golf courses in Singapore or abroad
- Exclusive Golf privileges
- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
- savings on groceries and food
- Up to 21%
- petrol savings (on Caltex and Esso)
- Up to 20%
- FX Fees
- 0%
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local spend
- S$1 = 1.3 Miles
- Min. spend per month
- S$0
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- to EPSA Resorts World Sentosa
- Complimentary Access
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local Spend
- S$1 = 1.3 Miles
- Minimum Spend
- S$0
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- on Selected Online and Entertainment Transactions
- S$1 = 10X UN$
- on Selected Contactless Payments
- S$1 = 10X UN$
- SMART$ Rebate at Selected Movie Theatre
- 2%
- when Man. United win a Premier League match
- Earn 5X TREATS Points
- when Man. United win a Premier League match
- Up to 3% Cashback
- on All Spends
- 1% Unlimited Cashback
- Cashback on Local & Foreign Spend
- Up to 3.33%
- Min. Spend per month
- S$300
- Cashback Cap per quarter when you spend S$300 per month
- S$30
- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- when you pay the Card's Annual Fee
- 25,000 Bonus Miles
Get 60,000 miles when you make a min. spend of S$4,000 within 30 days of card approval, and 25,000 miles when you pay the card's annual fee! T&Cs apply.
- at Data Communication & Online TV Streaming merchants in Singapore
- Up to 8% Cashback
- at Bars, Cinemas, Live Concerts or Plays
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Cash Back
- Up to 10%
- Cash Back on Selected Online Spends
- 6%
- Min. Total Spend per month
- S$800
- on Eligible Spends above S$800
- 2% Cashback
- on Eligible Spends below S$800
- 1.5% Cashback
- Cash Back Cap per month
- Unlimited
Apply and redeem any of these rewards
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[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$300 Cash via PayNow or earn 4,000 SmartPoints when you apply and spend S$800 within 30 days from card approval date!
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! Only for MoneySmart applicants! T&Cs apply.

- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
Get 20,000 miles from SCB when you spend S$800 in eligible transaction in the first 60 days of card approval, and enjoy the first-year annual fee waiver. T&Cs apply.

- per S$1 spent locally
- Earn 1.4 Miles
- per S$1 spent in Foreign Currency
- Earn 2.4 Miles
- to 1,300 Airport Lounges worldwide for you and a guest
- Unlimited Access