- on spend in Indonesia, Malaysia, Thailand & Vietnam
- S$1 = 3 miles
- on Other Overseas Spend
- S$1 = 2.4 miles
- Foreign Transaction Fee
- 3.25%
[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! PLUS get a 1-month Circles.Life Borderless Plan (worth S$70)! T&Cs apply.
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. SMS Registration required. T&Cs apply.

- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
Enjoy an UPSIZED 6,140 SmartPoints or S$400 Cash, and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$500 within 30 days from card approval date! T&Cs apply. Earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Foreign Currency Transaction Fee
- 3.25%
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints , PLUS a 5GB Eskimo eSIM (worth US$25) when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Rewards to Miles Conversion, no min. spend
- 1 UNI$ = 2 Miles
[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get a UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max 256GB (worth S$1,899) from our Rewards Store.

- on Foreign Currency spend
- S$1 = 2.1 Miles
- Min. spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
Get 1,960 SmartPoints or S$150 Cash, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- Cash Back on Cruises
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Foreign Transaction Fee
- 3%
[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.

- on Foreign Currency Spend
- S$1 = Up to 2.2 Miles
- on your Citi Wealth First Account
- Up to 7.51% Interest
- Application Journey for the Bundle
- Single
Get S$500 Cash or an Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth S$499) or a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) or a LEVEL8 Gibraltar Aluminum Carry-On 20 inch Luggage (worth S$719) when you meet the relevant criteria! T&Cs apply.

- on agoda and Expedia bookings via UOB PRVI Miles website.
- S$1 = Up to 8 miles
- on Overseas Spend
- S$1 = Up to 3 miles
- Foreign Transaction Fee
- 3.25%
[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! PLUS get a 1-month Circles.Life Borderless Plan (worth S$70)! T&Cs apply.
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. SMS Registration required. T&Cs apply.

- on Foreign Currency Spend
- S$1 = 2.1 Miles
- Foreign Currency Transaction Fee
- 3.25
- Minimum Spend
- S$0
Get 1,960 SmartPoints or S$150 Cash, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- on agoda and Expedia bookings via UOB PRVI Miles website.
- S$1 = Up to 8 miles
- on Overseas Spend
- S$1 = Up to 3 miles
- Foreign Transaction Fee
- 3.25%
[FASTER FULFILMENT | UPSIZED REWARDS!]
MoneySmart Exclusive: Get UPSIZED S$150 Grab Ride Vouchers or S$50 Cash IN AS FAST AS 1-2 MONTHS for new-to-card applicants when you apply! No min. spend is required! PLUS get a 1-month Circles.Life Borderless Plan (worth S$70)! T&Cs apply.
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. SMS Registration required. T&Cs apply.

- on Overseas Dining
- Up to 5% Cashback
- on Overseas Groceries
- Up to 3% Cashback
- Foreign Transaction Fee
- 3.25%
Get 1,960 SmartPoints or S$150 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$1 = 3 Miles
- Min spend per annum on Singapore Airlines Group
- S$800
- Foreign Currency Transaction Fee
- 3.25%
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$500 within 30 days from card approval date! T&Cs apply. Earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and choose to waive your card's first year Annual Fee. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- for every S$1.60 spent with Singapore Airlines and Scoot
- Earn 5 Membership Rewards® Points
- at selected Hotels like Marriott, St. Regis & W Singapore
- Up to 50% savings
- Foreign Currency Transaction Fee
- 3.25%
- Overseas Spending Rewards
- S$1 = Up to 2.25 Miles
- Min. Spend per month
- S$0
- Foreign Transaction Fee
- 3.25%
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Foreign Currency Transaction Fee
- 3.25%
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.

- per S$1 spent on eligible Singapore Airlines and Scoot flights
- Earn up to 8.5 HighFlyer Points
- per S$1 spent on all eligible purchases (worth 1.8 KrisFlyer miles)
- Earn 1.8 HighFlyer Points
- worth S$418 offering a free night's stay every year
- Complimentary Accor Plus Membership