- Max. Savings at Shell or SPC
- Up to 24%
- Instant Discount at Shell / SPC
- 10%/15%
- Cash Back at all Other Petrol Stations
- Up to 5%
- Fuel Savings at Caltex
- Up to 23.7%
- on Eligible Spends above S$800
- Up to 2% Cashback
- Cash Back Cap per month
- Unlimited
Apply and redeem any of these rewards
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[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$800 within 30 days from card approval date!
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! Only for MoneySmart applicants! T&Cs apply.

- Max. Savings at Esso & Shell
- 14%
- per S$1 spent at all Other Petrol Stations
- 1 Point
- Rewards Conversion
- 10X Points = 4 Miles
Apply and redeem any of these rewards
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Get S$370 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- Fuel Savings at Caltex
- Up to 22.92%
- Fuel Savings at Esso
- Up to 21.04%
- Fuel Savings at Sinopec
- Up to 27.6%
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Apply and redeem any of these rewards
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Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

- Fuel Savings at Caltex, Esso & Shell
- Up to 23.64%
- Instant Discount at Caltex
- 17%
- Instant Discount at Esso & Shell
- 14%
Apply and redeem any of these rewards
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Get S$350 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
- Fuel Savings at Caltex or Shell
- Up to 16%
- on Online Spend on Travel, Shopping & Dining
- S$1 = 10X Points
- at all Other Petrol Stations
- S$1 = 1x Point
Apply and redeem any of these rewards
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Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

- Upfront Discount at Caltex Singapore
- 16%
- for all Eligible Local Spends
- S$1 = 1.2 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
Get 30,000 miles when you spend S$800 in eligible transaction in the first 60 days of card approval, and pay the card's annual fee. T&Cs apply.

- on eligible transactions
- Earn 1.6% Cashback
- Fuel Savings at Caltex
- Up to 16%
- Fuel Savings at Esso
- 14%
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- $0
- Cash Back Cap
- Unlimited
- at Petrol Stations in Singapore & Malaysia
- Up to 8% Cashback
- at all Caltex Petrol Stations with Diamond Sky Fuel Card
- Up to 26.45% discounts
- on EV Charging
- Up to 8% Cashback
- Fuel Savings at Shell
- Up to 14%
- Fuel Savings at SPC
- Up to 15%
- Local Spend
- S$1 = 1.4 miles
- Onsite Discount at Caltex
- 16%
- Fuel Savings at Esso
- 14%
- with 10,500 OCBC$
- S$30 Esso Synergy Voucher
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- Fuel Savings at SPC
- Up to 20.1%
- Cash Rebates at SpeedyCare
- 2%
- Cash Rebate on all other spend
- 0.3%
- Fuel Savings at Caltex and Shell
- Up to 21.15%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Max. Savings at Esso & Shell
- 14%
- Instant Discount at Esso & Shell
- 14%
- on all Other Petrol Stations
- S$1 = 1.2 miles
Apply and redeem any of these rewards
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Get S$400 Cash or 6,140 SmartPoints, and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- on Foreign Currency Spend
- S$1 = 7X Points
- on Petrol
- S$1 = 3X Point
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- at selected retail, dining merchants and petrol stations
- Up to 10X TREATS Points
- Fuel Savings
- Up to 20.05%
- Rewards to Miles Conversion for Selected Airline Partners
- 10 Point = 4 miles
- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
Apply and redeem any of these rewards
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Get S$100 Cash via PayNow or 1,540 SmartPoints when you spend a min. of S$500 within 30 days! PLUS get a S$70 Trip.com Voucher on top of your baseline gift when you spend and meet the criteria! T&Cs apply.
