Mortgage Servicing Ratio limits up to 30% of the borrower's monthly gross income to pay for property loans. However, it is only applicable to HDB flats and Executive Condominiums (ECs).
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Intrigued by how much of your income can go to HDB or Executive Condo (EC) repayments?
Use our free MSR calculator to find out the Mortgage Servicing Ratio and understand how much of your income can spent on mortgage payments. Try it now!
Here’s how much you need for your dream HDB Flat
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Fund your dream home from just S$0/month . Take a look at the best home loan rates today.
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Rates and fees as of May 8
These home loan recommendations are based on the information entered above. The results do not include other factors such as lock-in period. To learn more about your true savings, get in touch with one of our mortgage specialists.
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A MoneySmart Mortgage Specialist will be contacting you to help you secure the best home loan in town.