- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
[ROLEX LUCKY DRAW]
Get S$370 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- 0
- Cash Back Cap
- Unlimited
[HIGHEST VALUE GIFTS | ROLEX LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Rolex Lucky Draw criteria! Check out our past Lucky Draw winners here!
- on Local Spend
- S$1 = 1.2 miles
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
[ROLEX LUCKY DRAW]
Get S$300 Cash via PayNow or 5,040 SmartPoints when you apply and spend a min. of S$1,000 from Card Account Opening Date to end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth over S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[ROLEX LUCKY DRAW]
Get up to S$280 Cash Rewards* or 2,990 SmartPoints when you apply and spend a minimum of S$500 by the end of the following calendar month. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth over S$17,000). Check out our past Lucky Draw winners here! T&Cs apply.
 SL-mobile@2x Large.jpeg)
 SL-desktop@2x Large.jpeg)
- Cashback on Fuel Spends
- 6%
- Cashback on Everyday Dining
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
 (1).png)
- on up to $5,000 spend in the first 6 months for new Card Members.
- 3.0% Cashback
- all subsequent eligible purchases
- 1.5% Cashback
- Cash Back Cap
- Unlimited
[MoneySmart Exclusive Offer]
Get S$120 Cash via PayNow when you apply for an American Express True Cashback Card and spend a min. of S$250 per month in Qualifying Spends for 3 consecutive months from Card approval. T&Cs apply.
.png)
- on Foreign Currency Spend
- S$1 = Up to 2 Miles
- on your Citi Wealth First Account
- Up to 7.51% Interest
- Application Journey for the Bundle
- Single
[ROLEX LUCKY DRAW]
Get an additional S$80 Trip.com Coupons on top of an Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth S$529), or a Sony HT-AX7 Portable Theatre System (worth S$769) or get up to S$480* when you spend a min. of S$500 within a month on your credit card and open your Citi Wealth First account! T&Cs apply.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
- 6%*
- Annual Fee
- S$0
- Minimum Spend
- S$0
[ROLEX LUCKY DRAW]
Get S$200 Cash via PayNow or 2,990 SmartPoints when you apply and spend a min. of S$500 in eligible transactions within 30 days from card approval date. T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Cashback on McDonald's, DFI Retail Group, Grab, Shopee, SP and more
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
New-to-UOB credit card customers can receive an AirPods Pro and AirTag (2 units) worth S$456.50 when you spend a min. of S$1,000 on the card in the first 30 days from the card’s approval date and pay the annual fee for the card’s 1st year membership. SMS registration to participate in this promotion required. T&Cs apply.
OR get S$350 Cash Credit when you are the first 200 new-to-UOB customers to apply and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date. SMS registration required.
• Enjoy up to 20% Cashback at DFI Retail Group, Grab, McDonald's, Shopee and SimplyGo when you apply from 1 Sept to 31 Dec 2024. Other T&Cs apply.
• Get S$50 worth of GrabRide vouchers when you are the first 2,000 customers to charge a min. of S$1,500 worth of insurance/ school transactions on your card. T&Cs apply.
- Local Spend
- S$1 = 1.2 Miles
- All Foreign Currency Spend including Retail and Online
- S$1 = up to 2 Miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 Miles
[HIGHEST VALUE GIFTS | ROLEX LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS enjoy additional MoneySmart Exclusive offers!
- Stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Rolex Lucky Draw criteria! Check out our past Lucky Draw winners here!
- Get a FREE 5GB Eskimo e-SIM (worth S$33.60) from the MoneySmart Eskimo e-SIM Giveaway! No min. spend required!
- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- S$0
- Cash Back Cap
- Unlimited
- on Online & Shopping Purchases
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
- Rewards Conversion
- 10X Points = 4 Miles
[HIGHEST VALUE GIFTS | ROLEX LUCKY DRAW]
Get SUPER UPSIZED 6,140 SmartPoints or SUPER UPSIZED S$400 Cash, on top of an EXTRA S$80 Trip.com coupon, in as fast as 5 weeks from meeting the S$500 spend criteria! T&Cs apply. Use SmartPoints to redeem your favourite product from our Rewards Store today.
PLUS stand a chance to win a Rolex Submariner Date 126610 (worth more than S$17,000) when you meet the Rolex Lucky Draw criteria! Check out our past Lucky Draw winners here!
 (1).png)
- for every full S$1.60 spend at participating Platinum 10Xcelerator Partners
- 10 Membership Rewards Points
- for every full S$1.60 spend on All Other Spend
- 2 Membership Rewards Points
- Rewards to Miles Conversion
- 1 Point = 0.55 Miles
New to American Express cardholders can get S$300 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within the first month of card approval.
Existing cardholders can get S$200 cashback* from AMEX (in the form of Statement Credits) when you pay the card's annual fee and spend a min. of S$1,000 within first month of card approval.
Additionally, earn 1,250 Membership Rewards® points based on the S$1,000 spent above. T&Cs apply.
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 25,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and waive your card's first year Annual Fee. T&Cs apply.
- Local Spend
- S$1 = 1.1 Miles
- Overseas Spend during June and December, with no cap
- S$1 = 2 Miles
- on Eligible Grab transactions, capped at $200 per calendar month
- S$1 = 3.1 Miles
New to American Express Card Members can get up to
T&Cs apply.
- on Air Tickets and Foreign Currency Spend
- S$1 = 7X Points
- on local Shopping, Groceries, Dining, Hotel Bookings
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%
- Min. spend per month to qualify for 2% Cashback
- S$1,000
- Cash Rebate cap
- Unlimited
- for every S$1 spend on Transportation, Food Delivery & Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$150 Cash via PayNow when you apply through MoneySmart and spend a min. of S$500 in eligible transactions within 30 days from card approval date! T&Cs apply.
PLUS earn up to 45,000 Miles when you sign up for the Journey Credit Card, meet the eligible spends and pay your card's first year Annual Fee. T&Cs apply.
- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited