- on your preferred category
- Up to 15% Cashback
- on all other eligible spend
- Unlimited 1% Instant Cashback
- FX Fees
- 0%
Earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. T&Cs apply.
- Cashback on Everyday Dining (Including Local, Overseas and Online Food Delivery)
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
- with min. spend of $800 per month
- $80 Cashback per month
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- Cash Back at McDonald's & Grabfood
- Up to 20%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Apply and redeem any of these rewards
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Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

- Unlimited Cashback on All Other Spend
- 1%
- Discount on selected restaurants
- Up to 50%
- Discount from dining merchants at hotels
- Up to 20%
- for spends on Smart Dining
- Up to 10% Bonus Cashback
- selected food merchants
- McDonald's, KFC, Burger King and more
- selected coffee merchants
- Ya Kun, Toast Box, Starbucks and more
Apply and redeem any of these rewards
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Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.

- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- Base Cashback
- 1.5%
- Cashback when you spend more than S$2,000
- 2.5%
- Cashback Cap per month
- S$70
Apply and redeem any of these rewards
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Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! T&Cs apply.

- on Local Dining Spend
- S$1= 5X Points
- on All Other Spend
- S$1= 1X Point
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Apply and redeem any of these rewards
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Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.

- on Foreign Currency Spend
- S$1 = 7X Points
- on Local Dining
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
- Discounts at Participating Restaurants
- Up to 50%
- Local Spend
- S$1 = Up to 1.25 Miles
- Overseas Spend
- S$1 = Up to 2.25 Miles
- Local Spend
- S$1 = 1.3 miles
- Overseas Spend (made in foreign currency)
- S$1 = Up to 5 miles
- Dining Offers
- Exclusive
- on Online Shopping, Entertainment, Contactless Payments
- S$5 = 10X UNI$
- on All Other Spend
- S$5 = 1X UNI$
- Rewards to Miles Conversion
- 1 UNI$ = 2 Miles
- on Overseas Spend
- S$1 = 3 miles
- on Local Spend
- S$1 = 1.4 miles
- Min Spend per month
- S$2,000
Apply and redeem any of these rewards
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Get S$250 Cash via PayNow or 3,000 SmartPoints when you apply, pay your income tax with the card, and spend a min. of S$2,000 in eligible transactions within 30 days from card approval date. T&Cs apply.
Get 50,000 miles when you spend S$2,000 in eligible transaction in the first 60 days of card approval, and pay the card's annual fee. T&Cs apply.

- Cashback on All Local Spend
- 1.6%
- Cashback Cap
- Unlimited
- Min. Spend per month
- S$0
- Cashback on Local & Foreign Spend
- Up to 3.33%
- Min. Spend per month
- S$300
- Cashback Cap per quarter when you spend S$300 per month
- S$30
- on McDonald's, McDelivery and Starbucks
- 5% Cashback
- on selected Eco-Eateries
- Additional 5% Cashback
- on All Other Spend
- 0.3% Cashback
- at Red Cafe, at Old Trafford
- Get 10% Discount
- when Man. United win a Premier League match
- Earn 5X TREATS Points
- when Man. United win a Premier League match
- Up to 3% Cashback
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point