- savings on groceries and food
- Up to 21%
- petrol savings (on Caltex and Esso)
- Up to 20%
- FX Fees
- 0%
- Cashback on Local, Overseas and Online Groceries
- 3%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
- with min. spend of $800 per month
- $80 Cashback per month
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- Cash Back on Eligible Spend
- 1.6%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Apply and redeem any of these rewards
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Get S$350 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- on your preferred category
- Up to 15% Cashback
- on all other eligible spend
- Unlimited 1% Instant Cashback
- FX Fees
- 0%
Earn scratch cards with sure-win cashback of up to S$3K in the first 30 days when you spend. T&Cs apply.
- on Eligible Spends above S$800
- 2% Cashback
- on Eligible Spends below S$800
- 1.5% Cashback
- Cash Back Cap per month
- Unlimited
Apply and redeem any of these rewards
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[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$300 Cash via PayNow or earn 4,000 SmartPoints when you apply and spend S$800 within 30 days from card approval date!
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! Only for MoneySmart applicants! T&Cs apply.

- on eligible transactions
- Earn 1.6% Cashback
- Min. Spend
- S$0
- Cashback Cap
- Unlimited
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- Cash Rebate on Groceries at Sheng Siong
- Up to 5%
- Cash Rebate on Online Shopping at Redmart
- Up to 5%
- Cash Rebate on all other spend
- 0.3%
- Cash Back at DFI Retail Group
- Up to 10%
- Cashback Cap per quarter
- Up to S$500
- Min. Spend per month
- S$500
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
- Base Earn Rate
- S$5 = 1X UNI$ (or 0.4 miles per S$1)
- Category of Choice
- S$5 = Up to 25X UNI$ (equivalent to 10 miles per S$1)
- Min. Spend
- S$0
- on Shopping & Transport Spend
- Up to 6% cashback
- Min Spend
- S$800
- Cashback Cap
- Up to S$70
- Cash Back on Eligible Spend
- 1.7%
- Min. Spend per month
- S$0
- Cash Back Cap
- Unlimited
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local Spend
- S$1 = 1.3 Miles
- Minimum Spend
- S$0
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash, PLUS a 5GB Eskimo eSIM (worth US$25) for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.

- at all supermarkets (including online grocery stores)
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
- Cash Back on Groceries
- Up to 6%
- Total Cash Back Cap
- S$80
- Min. Spend to unlock the 6% Cashback
- S$800
Apply and redeem any of these rewards
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Get S$350 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- for every S$1 spend on Online Grocery merchants. Capped at 3,000 Miles in a statement cycle
- S$1 = 3 Miles
- for all Eligible Foreign Spends
- S$1 = 2 Miles
- for all Eligible Local Spends
- S$1 = 1.2 Miles
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 60 days from card approval date! T&Cs apply.
Get 20,000 miles from SCB when you spend S$800 in eligible transaction in the first 60 days of card approval, and enjoy the first-year annual fee waiver. T&Cs apply.

- at Sheng Siong outlets (with no minimum spend)
- Up to 5% Rebate
- when you spend outside Sheng Siong
- Earn Club Rewards Points
- Annual Principal Fee
- S$196.20 (inclusive of GST)
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on All Other Spend
- S$1 = 1X yuu Point
- on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport
- 5% Savings
- on Other Retail Spend
- 0.3% Savings
- Min. Spend per month to earn max rebates
- S$500
Apply and redeem any of these rewards
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Get S$370 Cash or 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days.
PLUS get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.

- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- when you pay the Card's Annual Fee
- 25,000 Bonus Miles
Get 60,000 miles when you make a min. spend of S$4,000 within 30 days of card approval, and 25,000 miles when you pay the card's annual fee! T&Cs apply.