- Annual Fee waiver with no minimum spend
- 1 year
- Annual Principal Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Apply and redeem any of these rewards
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[UPSIZED 2% CASHBACK EXCLUSIVE TO MONEYSMART ONLY]
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$800 within 30 days from card approval date!
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! Only for MoneySmart applicants! T&Cs apply.

- Annual Fee Waiver
- First Year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
- on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
- S$1 = 2 KrisFlyer miles
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$179.85
- Annual Fee Waiver
- 1 year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
- for spends on Bonus Categories
- Up to 10% Bonus Cashback
- Annual Fee
- S$91 (excluding GST)
- when you spend S$10,000 in a year
- Annual Fee waived
Apply and redeem any of these rewards
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Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.

- when you make min. 3 transactions per month for 12 consecutive months
- Enjoy No Annual Fees
- on Online, Mobile Contactless, Overseas in-store FX spend
- 10% Cashback
- Min. Spend per month
- S$800
- for all Eligible Local Spends
- S$1 = 1.2 Miles
- Annual Fee
- S$196.20
- Annual Fee Waiver Option
- First Year
Get S$180 Cash via PayNow + a 5GB Eskimo Global eSIM (worth US$25) when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
Get 20,000 miles when you spend S$800 in eligible transaction in the first 60 days of card approval, and enjoy the first-year annual fee waiver. T&Cs apply.

- Annual Fee Waiver
- First Year
- Annual Fee
- 196.20
- Annual Interest Rate
- 27.80%
- Annual fee waiver
- 1 year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.90%
Apply and redeem any of these rewards
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Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.

- on eligible Singapore Airlines, Scoot flight bookings & KrisShop purchases
- S$1 = 2 KrisFlyer miles
- on eligible Grab Singapore transactions
- S$1 = Up to 2 KrisFlyer miles
- on all other eligible purchases
- S$1 = 1.2 KrisFlyer miles
New to American Express Card Members can receive up to 40,000 KrisFlyer miles – enough to redeem a return trip to Taipei* on Singapore Airlines.
Existing American Express Card Members can receive up to 30,000 KrisFlyer miles. T&Cs apply.
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$261.60
- Annual Interest Rate
- 27.80%
- Annual Fee Wavier
- 1 Year
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.80%
- savings on groceries and food
- Up to 21%
- petrol savings (on Caltex and Esso)
- Up to 20%
- Annual Fee
- S$0
- Annual Fee
- S$0
- Annual Interest Rate
- 27.8%
- Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%
- Cash Back on Wine & Dine, Petrol & Transport, Travel
- Up to 10%
- Min. spend per month to qualify for the 10% Cash Back
- S$800
- Cash Back Cap per month
- S$100
- Annual Fee Waiver
- First Year
- Annual Principal Fee
- S$196.20
- Annual Interest Rate
- 27.80%
- Annual Fee Waiver
- 2 years
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.78%
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- No Annual Fee
- 2 years
- Annual Fee
- S$196.20
- Annual Interest Rate
- 27.78%
Apply and redeem any of these rewards
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Get 1,265 SmartPoints or S$100 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.

- Annual Fee Waiver
- 2 years
- Annual Fee
- S$163.50
- Annual Interest Rate
- 27.78%
- on up to $5,000 spend in the first 6 months for new Card Members.
- 3% Cashback
- Annual Fee Waiver
- First Year
- Annual Fee
- S$174.40
Apply and redeem any of these rewards
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Get S$100 Cash via PayNow or 1,540 SmartPoints when you spend a min. of S$500 within 30 days! PLUS get a S$70 Trip.com Voucher on top of your baseline gift when you spend and meet the criteria! T&Cs apply.
